About the author

Harold J. Whitman, an esteemed financial expert and lifelong advocate for smart money management, has dedicated over four decades to studying and advising on economic trends and personal finance. Born in the bustling city of Chicago in 1952, Harold developed an early fascination with the world of business and finance, inspired by his father, who owned a small accounting firm.

After earning his degree in Economics from Northwestern University, Harold embarked on a distinguished career as a financial analyst, working for some of the biggest investment firms in the country. His expertise spans across diverse sectors, including stock market analysis, real estate investment, retirement planning, and wealth management.

In his late 50s, Harold retired from corporate life to pursue his true passion—educating others about financial literacy. He founded ForbesMail, a blog dedicated to demystifying the often complex world of finance for everyday readers. His articles blend his vast experience with practical, down-to-earth advice, making him a trusted voice for readers seeking to improve their financial well-being.

When Harold isn’t writing or speaking at industry events, you can find him gardening, reading historical non-fiction, or enjoying a quiet afternoon with his wife, Elaine, in their cozy Vermont home.